Our Services

Comprehensive solutions for your financial needs

Online Loan Negotiation

Accompaniment for online loan obligation settlement and restructuring.

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Credit Assessment

Professional evaluation of prospective customer credit conditions.

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Debt Restructuring Consultation

Helping provide loan recommendations tailored to customer profiles.

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SLIK OJK Check

Credit history checking service through the Financial Information Service System.

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Credit Card Negotiation

Accompaniment for credit card obligation negotiation with the bank.

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Unsecured Loan Negotiation

Accompaniment for Unsecured Credit (KTA) negotiation.

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Rural Bank Negotiation

Accompaniment for negotiation with Rural Banks.

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Leasing Negotiation

Accompaniment for leasing obligation settlement.

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Karisa Protection

Accompaniment throughout the obligation settlement process until completion.

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Settlement Programs

Various program options tailored to bank policies

Installment Restructuring

Installment restructuring with longer tenors and lighter interest.

Discount Program

Discount program according to negotiation results with the bank.

Combination of Discount and Installment

Combination of discount and installments according to customer ability.

Light Installment Program

Light installment program tailored to your payment ability.

Benefits of Using Karisa Services

Settlement program according to condition

Professional accompaniment

Payment pause period according to program

Legal accompaniment when needed

Approval documents from bank

Settlement letter from bank after completion