Debt Management Consulting Solutions
Official and Transparent

A trusted partner since 2018 in providing official, transparent, and professional financial assistance and solutions for the people of Indonesia.

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Trusted by Conventional Banks - Sharia Banks - Online Loans - and BPR

Our Commitment

Welcome to PT Karisa Solusi Indonesia. Since 2018, we are committed to helping Indonesians manage their financial challenges through professional, transparent, and official services. We understand that every client has different financial circumstances, which is why we provide the best care and assistance from start to finish. Thank you for entrusting your financial journey to our team.

About Karisa Solusi Indonesia

Professional financial solutions since 2018

Vision

To become a company that provides the best solutions for clients in resolving Credit Card, KTA (Unsecured Loan), Online Loan, and BPR obligations professionally, trustworthily, and oriented towards customer satisfaction.

Mission

  • Provide the best service to every client.
  • Understand every financial problem thoroughly.
  • Provide safe, official, and targeted solutions.
  • Build professional cooperation with banking institutions.
  • Become a trusted financial consulting company in Indonesia.

Official Basis & Regulations

All operations of PT Karisa Solusi Indonesia are based on Bank Indonesia regulations and applicable laws in Indonesia. Mediation services and customer complaint resolution follow Bank Indonesia provisions on customer complaint resolution, ensuring every process is conducted officially, transparently, and accountably.

Why Choose Karisa Solusi Indonesia

Karisa Solusi Indonesia is a customer-oriented company

Professional Consultation

Our expert team provides in-depth analysis and targeted solutions

Full Accompaniment

We fully accompany you from start to finish and always side with the client’s interests

Official & Transparent

All processes refer to BI and OJK regulations. We act fully in the client’s best interest

Experienced

Experienced since 2018 in handling various debt management cases

Different Client Financial Conditions

Our approach is personally tailored because each client has different financial conditions

No Physical Card Required

Unlike other services, we do not ask for your physical credit card or SIM card

Payment to Bank

Payment is made directly to the bank according to procedures, not through intermediaries

Program Combinations Tailored to the Client's Financial Condition

Restructuring, discounts, light installments, and program combinations tailored to the client's financial condition.

Our Services

Comprehensive solutions for your financial needs

Credit Card Negotiation

Accompaniment for credit card obligation negotiation with the bank.

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Unsecured Loan Negotiation

Accompaniment for Unsecured Credit (KTA) negotiation.

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Online Loan (Pinjol) Negotiation

Assistance for settling obligations and restructuring licensed online loans.

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Rural Bank Negotiation

Accompaniment for negotiation with Rural Banks.

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Credit Evaluation

Professional evaluation of prospective customer credit conditions.

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SLIK OJK Check

Credit history checking service through the Financial Information Service System.

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Consultation Process

Simple steps towards your financial solution

1

Consultation

Deeply understanding the client's financial problems and condition.

2

Analysis

In-depth analysis of the client's credit profile and financial capacity.

3

Agreement

Signing an official cooperation agreement with the Karisa Solusi Indonesia team.

4

Accompaniment

Full and intensive accompaniment by our team, which always sides with the client.

5

Negotiation

An official negotiation process to obtain relief and the best solution.

5 / 5

Google Reviews

48 Google Reviews

Ah
Ahmad S.
★★★★★

Very professional and transparent service.

De
Dewi K.
★★★★★

Very satisfied with Karisa Solusi Indonesia service. Fast and official process.

Ru
Rudi H.
★★★★★

Very helpful free consultation.

Si
Siti M.
★★★★★

Unsecured loan negotiation process went smoothly.

Ba
Bambang T.
★★★★★

The accompaniment provided is very detailed.

Li
Lina P.
★★★★★

No need to surrender physical credit card.

Yu
Yusuf A.
★★★★★

Settlement letter from bank received.

Ri
Rina W.
★★★★★

Official accompaniment very helpful.

Frequently Asked Questions

Find answers to common questions about our services

Yes, Karisa Solusi Indonesia operates officially and professionally, based on Bank Indonesia regulations and applicable financial regulations.
PT Karisa Solusi Indonesia is a debt management service company focused on resolving credit card, KTA, online loan, and BPR obligations officially and professionally since 2018.
Credit cards, KTA (unsecured loans), online loans, and BPR are assisted with professional, transparent, and official solutions tailored to your financial condition.
The estimated time depends on the type of program and the relevant bank policies. The process generally takes 2-8 weeks.
Required documents include: photo of ID card, latest billing or loan agreement, stamp duty, and other supporting documents if required.

Office Locations

Visit our offices in Jakarta or Surabaya

Head Office Jakarta HQ

Jl. RC. Veteran Raya No.20 Lt.4, RT.4/RW.10, Bintaro, Pesanggrahan District, South Jakarta City, DKI Jakarta 12330
Monday - Friday: 09:00 - 17:00 WIB
Saturday: 09:00 - 14:00 WIB

Surabaya Branch Office

Grand Sungkono Lagoon Tower Caspian, Jl. KH Abdul Wahab Siamin No. Kav 9-10, Dukuh Pakis, Surabaya, East Java 60225
Monday - Friday: 09:00 - 17:00 WIB
Saturday: 09:00 - 14:00 WIB

Let’s work together

Struggling with credit card, KTA, online loan, or BPR debt? We help you resolve it officially and professionally. Schedule a short consultation call today.