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Frequently Asked Questions

Find answers to common questions about our services

Yes, Karisa Solusi Indonesia operates officially and professionally, based on Bank Indonesia regulations and applicable financial regulations.
PT Karisa Solusi Indonesia is a debt management service company focused on resolving credit card, KTA, online loan, and BPR obligations officially and professionally since 2018.
Credit cards, KTA (unsecured loans), online loans, and BPR are assisted with professional, transparent, and official solutions tailored to your financial condition.
The estimated time depends on the type of program and the relevant bank policies. The process generally takes 2-8 weeks.
Required documents include: photo of ID card, latest billing or loan agreement, stamp duty, and other supporting documents if required.
No. Unlike some other services, Karisa Solusi Indonesia does not ask for your physical credit card or SIM card.
The principal debt settlement payment is made directly to the relevant bank/creditor according to applicable procedures. The service fee of Karisa Solusi Indonesia is only transferred directly to the official company account of PT Karisa Solusi Indonesia.
Consultation flow: 1) Consultation — understanding the client's financial problems and condition, 2) Analysis of credit profile and financial capacity, 3) Official cooperation agreement, 4) Full accompaniment, 5) Official negotiation for relief and the best solution.
Initial consultation at PT Karisa Solusi Indonesia is FREE. You can consult at no cost to deeply understand your condition and available solutions.